FHA Streamline

Non-Credit Qualifying* Product:

  • No minimum FICO credit score required if no late payments in past 6 months
  • No appraisal required
  • No income documentation required
  • Must have a current FHA loan to be eligible
  • Reduced documentation compared to standard FHA loans
  • Mortgage history: on time payments for 210 days 7 months since case number assignments
  • Must reduce rate .50% so if your going from a 4.5% (current) to a 4% (new Loan)
  • Defer up to 2 payments!

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